Unsecured Loans

With so many websites talking about secured loans you may be wondering what your options are if you are not a homeowner. In simple terms your residential status will influence your ability to find a cheap loan that's unsecured, but it needn't be a stumbling block which many automatically assume. Let us show you how:

With great distribution of funds from Banks and Building Societies, even during these tough economic times, it's possible to find, apply for and quickly borrow money on an unsecured loan basis. Work in partnership with a number of the UK's leading loan brokers and providers who, with the input of Loanz.co.uk are tried and tested at sourcing unsecured personal loans for people who live with their parents or friends, private tenants, council tenants, housing association tenants and members of the armed forces based in the UK or abroad.

We have standard 'off the shelf' and specialist plans which are aimed at consumers who do not yet own their own home. We are confident that from an initial chat we can help you source a suitable unsecured personal loan on competitive terms. With our well established industry connections we are well placed, and confidently believe, that we can find an appropriate loan company and product for the large majority of our customers.

So what about consumers with poor credit?

We are here to help but understand that despite our efforts we will not be able to help everyone. What we promise is simple and fair. We will find out more about you and your requirements. If we can help you we will show you, without commitment, our best loan deals. If we cannot help you we will be upfront, tell you honestly why we cannot help and give you some free guidance on how to improve your credit standing with the Lenders. A few months with the correct strategy can make a massive difference to an institutions lending decision so let's work together today.

We have a strong belief that Loanz.co.uk are one of the few loan brokers in the United Kingdom who are able to find customers cheap unsecured personal loans, even if they have a history of bad credit or work in a business that's not your typical 9-5.
The loan providers we will be looking at, should you need some flexibility, will consider other factors when assessing your application such as affordability of the monthly repayments, your employment status and length of service as well as your current residential status and your willingness to repay any previous credit you've had.

What do lenders view as suitable reasons to take out an unsecured personal loan?

You'll be pleased to know that we don't specify how your personal loan monies may be used. Provided it's for legal purposes the majority of lenders will give you an unsecured loan provided we catch match you to their criteria. Many recent and popular unsecured loan applications have been for home improvements, car, van or motorcycle purchase, debt consolidation and holidays. We have also seen examples of customers borrowing money to finance a new business or even in more recent times to have cosmetic surgery.

Have you ever considered an unsecured loan when financing a new car. This can often be a great alternative to car finance from the dealership which can often be expensive. I suppose, as with everything, it's best to compare your options to ensure you find the best solution for you.

Don't forget that a good unsecured loan package can be the perfect solution if you are looking to redecorate your home or tidy up another more costly line of credit such as credit cards or hire purchase.

As we mentioned earlier, we source unsecured personal loans from a number of providers based on your personal circumstances. We boast a number of unique features and added benefits which we have outlined below for you:

* Unsecured Loans with borrowing amounts from £500 - £25,000
* Competitive rates, some on fixed payment schemes
* No administration fees
* Customers with previous bad credit are welcome
* Really fast completion and access to the money
* Genuinely all circumstances considered
* We will be honest and fair