Personal Loans

The most popular type of loan for smaller needs such as home improvement repair are personal loans. These loans make use of your existing credit rating to determine your ability to repay. This type of loan is unsecured loans and your credit rating is in effect your collateral. A personal loan is not based on other property to secure them. Secured loans are most often used in home and car loans because they use the value of the property or asset as collateral to secure the loan.

At Loanz we offer many ways to examine each loan package such as a loan calculator to see what each loan will cost you and our advisors will give you advice based on your specific circumstances and needs, then tailor a loan package that is perfect for you. You can choose from a wide array of loan packages including more specialist companies who provide loans for debt consolidation and consumers with bad credit. There are many bespoke loan plans which we back up with expert guidance and advice for your individual needs. Our loan advisors love what they do and will take great care in making sure the loan you pick is the perfect match for you, both now and in the future. We never ask you to commit when we first speak and prefer you to read and fully digest the figures before we help you to make a loan application. If it appears your choice of loan is restricted or not available we will help by pointing you in the appropriate direction for the type of loan you need. Either way you will have access to free impartial advice without any commitment or obligation, you genuinely have nothing to lose.

With banks, building societies and other lending institutions worrying more about the current economic climate we are here to help you wade through the sometimes muddy waters of obtaining a loan. We will help you get your necessary information prepared and be ready to make an application financial institutions will consider with favour. We will show loan plans that are most likely a good fit for you, helping prepare your application, and have the necessary forms and guides to hand so that getting a loan can be easy and stress free. Maybe you are thinking of starting a new business, we can even provide you with a commercial loan.

Not only will you get personalised help from our finance experts but you can benefit from a library of helpful articles that can help guide you in the right choice for your situation. Below are examples of our most recent articles: