Holiday season is well under way and the schools are out for the summer, well almost. Like many people, you may be considering a holiday in the UK or further afield but how do you fund it efficiently if you don't have cash in the bank right at this moment?

First of all, do your homework and get quotes before you commit to anything. Here's a quick checklist of what to think through:

1) How much do I need to borrow - remember the cost of the trip, clothes, food, extras?

2) When do I expect to repay the loan - 6 months, 12 months, longer?

3) Can I afford this - if not, should you go?

4) Would it be cheaper to borrow on a 0% credit card?

5) Do any travel companies offer 0% options to pay up your holiday?

There would be no point in having a great holiday then finding the next 12 months are painful as you try to repay the money borrowed, so do your research now and plan ahead to enjoy your holiday.

Fill out our quick loan quote form just now and one of our friendly team will be in touch with some quotes for holiday loans. That way you're in the process of collecting the information needed to establish the best way to fund your 2010 summer holiday.